Florida is one of the most visited states in the U.S., attracting millions of international tourists and immigrants every year. But what happens if someone from outside the U.S. — with no insurance — gets into a car accident in Miami?
The short answer? It’s complicated… but you still have legal rights, and a Miami car accident lawyer can help.
💥 Scenario 1: You’re a Tourist or Immigrant Driving a Rental Car
Most tourists drive rental cars. In this case:
- Rental companies typically offer basic liability insurance, but many drivers decline the coverage to save money.
- If you’re at fault and didn’t buy insurance, you may be personally responsible for property damage and injuries.
- If another driver is at fault, you may still be entitled to compensation, especially if you suffered injuries.
➡️ Important: Just because you’re not a U.S. citizen doesn’t mean you can’t file a claim.
💥 Scenario 2: You’re Driving a Friend’s or Family Member’s Car
If you’re visiting from another country and driving someone else’s car:
- The owner’s insurance policy may cover the accident, depending on the policy and whether you were listed or permitted to drive the car.
- If the policy doesn’t apply, you could be personally liable — but again, you may be entitled to damages if the accident wasn’t your fault.
💥 Scenario 3: You’re Involved in an Accident as a Pedestrian or Passenger
Many international visitors are hit while walking, biking, or riding as passengers. If that’s your situation:
- You may be able to file a personal injury claim, even if you have no U.S. insurance or immigration status.
- Florida law allows non-residents to pursue injury compensation from the at-fault driver’s insurance.
🛡 Do You Need to Be a U.S. Citizen to File an Injury Claim?
Absolutely not. Florida law does not require U.S. citizenship to file a personal injury claim. Whether you’re on a tourist visa, a student visa, or undocumented, you still have rights.
A Miami car accident lawyer can guide you through the process, explain your legal options, and deal with the insurance companies — so you don’t get taken advantage of.
🧾 What Can You Recover in Compensation?
You may be entitled to money for:
- 🚑 Medical bills (hospital, ambulance, surgeries)
- 🧠 Pain and suffering
- 💼 Lost income (even if you don’t work in the U.S.)
- 🚘 Car damage or replacement
- ✈️ Travel disruptions and out-of-pocket expenses
⚖️ Why Hire a Miami Car Accident Lawyer?
Navigating U.S. laws as a foreigner can be overwhelming. A local attorney who understands how Florida accident laws apply to non-residents is key to protecting your rights.
The Perazzo Law Firm has helped countless tourists and immigrants in Miami recover compensation after serious accidents.
📞 Call for a Free Case Evaluation — We Speak Spanish!
At Perazzo Law Firm, we speak your language and fight for your rights — regardless of your citizenship status or insurance situation.
✅ No out-of-pocket costs
✅ Free consultation
✅ Offices in Miami and North Miami Beach
✅ Se habla español
📲 Call now at (786) LAWS-411
🌐 Or visit perazzolaw.com to contact a Miami car accident lawyer today.